CuretheDebt.com – How to Cure Debt Fast!

I love the Braveheart “Freedom” in the background lol

I love Dave Ramsey too!! Tired of eating happy meals? It’s time to get out of debt. I’m crying right now!

Dave,
Can you explain this thing about paying off your mortgage in 5 to 7 years.

Thanks.

But if you read Dave’s book you’ll realize that credit scores are irrelevant because you’ll NEVER USE CREDIT AGAIN.

I wanna be debt free …. I love Dave Ramsey. The man does good work! I wish I heard him 25 years ago.

AHAHAHAHAHAHA! Amen to that!

Actually, it only hurts your credit score if you pay the debt and CLOSE THE ACCOUNT! If you don’t close the accounts, debt settlement won’t adversely affect your credit.

i was talking about buying a NEW $20k car OR buying a used $50k car and paying cash , i NEVER MENTIONED financing them and making payments..buying a new accord is a better deal financially than buying a used 50k luxury car no matter how much you are worth..in 5 years accord value loses 8-10k , luxury car loses 15-25k..it seems odd that they wont buy a NEW quality car for 20k , but they will buy a 50k USED car because 2 years ago somebody paid 60k for it NEW and feel like they got a great deal!!!

Atta girl. Do the payment math. That car has been MAKING you money. One time when were out to eat(debt free), I asked for a show of hands -who owns their car? All hands went up. I said, by “own” I mean that you don’t have to answer to anyone for it. All hands went down.

There is such a HUGE distinction between owning a car and being on the hook for it. We know people who cancelled vacations b/c of gas prices. If the price of gas really influences someone that way then something’s wrong.

No, NEW is the whole key. It’s not about how much a billionaire spends on their car, it’s about car payments. It’s about new cars, of any price, being a GUARANTEED loss. Someone’s net worth is relative. But making bad deals can apply to anyone. Heck, Buffet invested $1 Billion in one of the failed companies the other day. It’s not about the total price, it’s about how all Americans of all incomes share a habit of financing guaranteed losses.

It’s called the Dave Ramsey program. There should never be excess funds in the bank account while getting out of debt. Every dollar is assigned a use.

I’ve driven my present car for 7 years!(sounds awful but it’s a great car)I’ll continue to drive it as long as possible & will be paying cash for my next used car.All thanks to God & Dave’s moneymaker. I have a hope now for a good retirement & my kids are learning true prosperity & my grandchildren will not know debt.I “studied” makes & models & bought a small used car with a big dependability rating & decent gas mileage.Now I have a pd for, dependable, affordable car that I’ve driven for years.

I bought the makeover book 2 years ago and today my house & car are paid for. Now building wealth. Thanks to Dave. The proofs in the pudding and this plan is helping thousands of families. I’ll never buy a brand new car again. Also have some great beans & rice recipes ; )

dave needs to come up with some percent of salary or net worth instead of saying a NEW car..millionaires dont buy NEW cars , but they buy 2 year old cars that are so expensive new that even used they cost over 50k???..i would rather someone bought a brand new camry or accord for about 20k than to buy a used mercedes for 50k…i guess the used mercedes , lexus , or bmw looks way cooler than a brand new toyota or honda???

This Dave dude has a weird accent.

I wholeheartedly agree!! When my best friends and I all graduated college, it was immediately car shopping time. I bought and (with the help of the internet and manuals) restored a 1995 Honda Civic, that runs great.

Sure, it might not compare with their flashy and shiny pieces of flair, but if they ever want to trade retirement, savings account(If they have them) and debt info, I might laugh last.

Sometimes it’s hard to determine when callers are doing all that’s financially possible to get out of debt. There are programs out there that will show callers when they should have excess funds in their bank account that are not being used. It seems like the proper management of those funds would allow callers to get out of debt sooner. Do you agree?

Debt Free Revolution – what a great idea.

The #1 stealer of wealth in America is car payments. The top 10 Billionaires don’t drive new cars. Why? Their DNA won’t allow them to take a guaranteed loss. Age 25 to 65 is your car payment lifetime. 40 years of monthly car payments invested instead = about $5 million.

I truely bel

why not invest in both MF and stocks???

I’m debt-free!!! Thanks, Dave!

Dave Ramsey is awesome…..im signing up to everything i can cause im so inspired to be a good steward of my money and get out of debt! Thanks for the video post

Dave does a great job but he only sees the tip of the iceberg when it comes to budgeting. Check out The B Word budget method found at thebword(dot)com. The B Word system addresses the management of cashflow. Why finance professionals haven’t come across this is a mystery to me.

I think that Ramsey fans will be in for a big disappointment in regards to mutual funds when they retire. There is quite a lot he’s NOT telling you about MFs vs. investing directly in those underlying stocks.