Check this site out it gives you companies that best fit your needs. Type of debt, amount, etc. see if they help you out.

Go with yourself. Pull your credit reports [there are 3] on, which will charge you a fee for the service. That is what any agency sees about you…what you owe, what collections you have, any outstanding debt, etc. And there are phone numbers and addresses and even websites listed under each entry. Contact those companies, each of them, via regular mail. Ask them what it will take to clear up the debt, and ask for a settlement amount, in writing. Then, set up a payment plan with them, and pay those old debts off. Yes, it’s work, but it’s also free, because you are doing it yourself. And then verify your payoff of each item, again in writing, with the agency in question. And then each year, pull a free credit report to verify your old credit issues are officially clear, and new ones have not cropped up. When you do this, you empower yourself, and prove to yourself that you really can manage your own life. Good luck.